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The road to academic education does not always end after a student marches up the stage and takes home their diploma. There are those who wish to pursue graduate studies to further enhance their knowledge or even learn a new course. And likewise, student loans are not limited to pre-graduate semesters. When talking about these types of loans, there are several popular ones that come to mind.

The first two are loans where the government lends a helping hand in the expenses. Applying for both of these government-funded loans requires the graduate student to obtain a Student Aide Report by submitting the corresponding FAFSA form. The Aide Report contains guidelines for the next steps in acquiring the desired student loan.

One of these loans is the Stafford graduate loan. This can also be accessed by graduate students as well. The loan comes in the form of either a subsidized or unsubsidized one. If a student qualifies for a subsidized one, they gain the benefit of the government paying for the interest until a certain period of deferment. For the unsubsidized one, the student handles all payments, but they can opt to pay for all the interest after finishing their graduate studies.

There is also the Perkins graduate loan, and this is especially meant for students with financial problems. If the option of having an added $4,000 in the educational budget isn’t attractive enough, graduate studies students are also expected to pay for a measly five percent interest rate. That definitely makes this financial aid worth the look in any circumstance.

Finally, there are also private student loans existing for graduate students. Like its counterpart for undergraduates, the funds for this loan are provided by entities not affiliated with the government, such as credit card unions or traditional banks, hence the description of “private”.

There are still other kinds of graduate student loans available out there, but the ones mentioned above are three of the best selections a student can choose if they wish to pursue post-graduate studies.