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Name - Jyotsna
Email id - Jyotsna.ramani@gmail.com
Sample of past work -
FAP Turbo Exposed - the Inside Out Story of Forex FAP Turbo
Alright so I keep hearing about the forex FAP Turbo robot every now and then so I thought of testing it out for myself. I mean, an offer to double your money is quite tempting for anyone - Isn't it? Here is what I discovered about the forex robot and I am exposing its pros and cons to all through this article.
The upside
1. It is a money making machine - Yes, it is true. You only pay a one time fee of USD 149 and you can start minting money.
2. It is fully automatic - So if you are lazy like me, this is ideal for you. Just sit back relax, maybe even go on a vacation and FAP Turbo will still be making all your forex trades for you.
3. Excellent and easy video tutorials - The video tutorials provided by FAP Turbo are the best ever. They are short and easy to understand. You don't have to sit for hours in front of your laptop to digest everything. An hour is all it takes to go through all the videos and start earning like crazy.
4. No prior experience required - Now this is the best part. You can be a total newbie to forex trading and FAP Turbo can help you immensely. Not only do you learn, you also earn along the way.
5. 100% money back guarantee - You can't go wrong with this one here. If you are not satisfied with you purchase and you do not make money off FAP Turbo (which is highly unlikely) all you need to do is contact them within 60 days of your purchase for a full refund - No questions asked.
The downside
1. Double your money in a month is a myth - Yes, it is very much true that through forex FAP Turbo you can double your money through auto-pilot but not necessarily in a month. It can take longer as this is a long term benefits product.
2. Be online to earn - This is a dampener for sure. I mean if you are out of town, in office, out with friends or having a power cut how can you be online? And FAP Turbo runs and makes your trades for you only when you are online. Well, they have now sorted out this issue too - They have come up with an alternate forex hosting service wherein you pay a fee of USD 35 or USD 70 per month (they have 2 different plans). This will ensure you earn all the time - even when you are offline. I believe you should try out FAP Turbo for few months and from the profits you make, you can buy this hosting service to maximize your earnings.
In conclusion, after weeks of testing this product, I would give it a huge thumps up.
It is far better to obtain professional advice on how to deal with your financial problems. The first thing that a qualified business debt consultant will want to know is the type of loans and financial obligations that made up the entire situation. If you have unsecured debts, especially a bank business loan, there is quite a bit the consultant can do to make things easier for you to repay your business debt, continue running your venture and even improve your credit rating. One solution that may be proposed is business debt consolidation, which consolidates all of the financial obligations into one account that requires just one affordable payment per month. This has been worked out by the consultant together with all of the creditors who have agreed to accept a reduced payment that is based upon a lowered interest rate.
Name: Arijit Bose
e mail: biggybad@gmail.com
Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy owner agrees to pay a stipulated amount called a premium at regular intervals or in lump sums. There may be designs in some countries where bills and death expenses plus catering for after funeral expenses should be included in Policy Premium. In the United States, the predominant form simply specifies a lump sum to be paid on the insured's demise.
As with most insurance policies, life insurance is a contract between the insurer and the policy owner whereby a benefit is paid to the designated beneficiaries if an insured event occurs which is covered by the policy.
The value for the policyholder is derived, not from an actual claim event, rather it is the value derived from the 'peace of mind' experienced by the policyholder, due to the negating of adverse financial consequences caused by the death of the Life Assured.
To be a life policy the insured event must be based upon the lives of the people named in the policy.
Insured events that may be covered include:
Serious illness
Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; for example claims relating to suicide, fraud, war, riot and civil commotion.
Life-based contracts tend to fall into two major categories:
Protection policies - designed to provide a benefit in the event of specified event, typically a lump sum payment. A common form of this design is term insurance.
Investment policies - where the main objective is to facilitate the growth of capital by regular or single premiums. Common forms (in the US anyway) are whole life, universal life and variable life policies.
Name: Raza Hasnain
Email: mrazaidi@hotmail.com
The dollar fell against other major currencies on Monday, retreating from sharp gains made last week, after the United Arab Emirates offered emergency assistance to banks in Dubai, soothing market fears about a looming debt default.
The yen slipped broadly with hedge funds selling it to cover their short positions in yen crosses, and as charts suggested the currency's steep gains last week that took it to a 14-year peak versus the dollar had run their course for now.
The action of the UAE central bank to allay concerns about Dubai debt fallout was providing near-term stability to the market, prompting speculators to reduce long positions in the safer dollar and the yen, traders said.
"Hedge funds are reversing their positions and buying up yen crosses after the Dubai debt worries eased a little bit," said a senior trader for a Japanese securities firm.
The greenback and the yen gained sharply last week as concerns about Dubai sparked unwinding of carry trades, with investors rushing to buy back the low-yielding dollar and yen which they had used to buy higher-yielding currencies and assets such as the Australian dollar.
The UAE's central bank set up an emergency facility on Sunday to support bank liquidity in the first policy response to Dubai's debt woes that threatened to paralyse lending and derail the global economic recovery.
But analysts said the UAE efforts were considered the minimum policy help and this would likely limit the impact.
"The (UAE central bank's) move offers stability to the market, but it also reflects the seriousness of the problem," said Masafumi Yamamoto, chief FX strategist for Japan at Barclays Capital.
"Given the great amount of uncertainty over how the rescue will be conducted and the impact on financial firms, the market continues to be nervous about the Dubai developments."
The yen's strength versus the dollar was capped by dollar demand from Japanese importers at month-end and gains in yen crosses, traders said.
Given no sign of coordinated intervention, after Fujii had late last week raised the prospect of a Group of Seven joint statement on currencies to cool the yen's rally, market players grew increasingly sceptical over whether the yen's rise was disorderly enough to draw a response from the U.S. or Europe.
But traders and analysts said the chance of unilateral action, if not coordinated intervention, may be growing, with more signs Tokyo was taking the yen's sharp gains as a serious issue that could deepen deflationary pressure on the economy.
The head of the Bank of Japan, Masaaki Shirakawa, said the bank would act decisively if financial markets destabilised again, his strongest hint yet at fresh steps to support markets.
The Japanese government is also expected this week to include measures to help ease the impact of the yen's rise on the economy in an extra stimulus budget.
(Editing by Shoaib Akhtar) ((shbakhtar@aol.com; +92 300 2433 202;
Name : sarkar kumar
Email: sarkarkumar09@gmail.com
Article:
In today's high tech ultra modern world where middle class people can't do any thing without precautionary measures,Investment is one of those things which need to be done with utter perfection.You may be receiving so many phone calls from various investment borkers or investment company itself, but when it come ot make the final move,you find your self like a greenhorn who has to look for some expert advice from somebody who can be counted upon.
In this era of confusion, we will have a look at some of the points which need to be taken care of before you jump into market to invest your money...
SAMPLE PARAGRAPH
The foreign exchange market is a.k.a. FX or they are as well bumped to comprise adverted to whilst the FOREX. Altogether 3 by this have as is entailing, which comprises the barter by dealing between dissimilar companions, banks, businesses, and governances that is placed apathetic areas. The fiscal commercialize are matchless i.e. All of the time altering allowing dealings asked to comprise accomplished by agents, and banks. A lot of buncoes accept comprised coming forth in the FOREX business concern, because foreign accompanies and citizenry is arranging cyberspace to capitalize on citizenry who do not actualize that foreign barter mustiness come about by an agent or a accompany on address involution affected in foreign exchanges.
Hi I am ZANE PEARL.
My email id is zane.pearl@gmail.com
Insurance,particularly life insurance, is a topic that most of the people dont want to think about. It isn't easy to think about dying unexpectedly and leaving behind your family ,nor is it easy to imagine if your spouse is the breadwinner and you would be left in finanacial difficulties by his or her death. Though it is difficult subject to discuss it is vital, particularly if you have dependent children.
Name : Joyce
email: joycescape@gmail.com
It has been proved that people who are in professional forex currency trading are minting money. Why is it that these people are so accurately able to predict forex market trends? It’s because of their expertise on forex exchange that their clients are able to trust them with their hard earned money.
Everybody would like to know how these people are so accurately predicting forex charts. Nobody however would like to spend the long hours that these people spend on studying forex currency trading. These people know all about foreign currency trading and have a good grasp of the forex trading system and the strategies to gain an upper hand in this market. They also know how to use forex trading software.
We would like to gain the expertise of these professionals in currency trading and be as accurate with our predictions about forex trading system particularly when the market is showing great swings. However none of us want to spend long hours studying stock trading or want to explore all trading options.
Laya Bajpai
laya.bajjpai@gmail.com
Please check my article samples at
http://ezinearticles.com/?expert=Sturat_Mitchel
http://ezinearticles.com/?The-Importance-of-Selecting-a-Good-Forex-Trading-Tutorial-to-Learn-About-Forex-Options-Trading&id=1893913
http://ezinearticles.com/?Forex-Trading-Made-Easy-For-Currency-Traders&id=1515574
Email: sturatm(at)gmail.com
My Previous Work
title>Improve Your Chances For Success by Hiring a Forex Mentor
No matter what goal or passion you may pursue evidence points to the fact that finding a mentor will greatly increase your odds for success. This is no different with searching for and hiring a Forex Mentor. I myself had a mentor when I entered Forex market five years ago; let's take a look at some of the reasons why you should consider a mentor.
First and foremost you will learn a system that works. The goal of any mentoring program, whether it be in the business world, sports world, or even just a hobby, should be to demonstrate exactly how you can copy the work of someone else and get similar results.
The program should have a step by step plan that can be followed by anyone that meets their plan's requirements. In the world of the foreign exchange currency, you should expect no less from a Forex mentor.
Secondly, you should consider someone that can teach you how to spot the opportunities with lower risk. Since this is a monetary market that you are dealing with, there are always some risks involved. Even though some experts in stock market trading, and even business in general, will tell you that high risk also carries a potential reward, this is not the scenario you want in order to begin your trading career.
It is much better to find a safer route, even if it appears to be a lower return. This type of trading will allow you to learn more from your Forex mentor and also keep the two of you at ease with each other.
Third, you should consider learning from someone that can teach you proper trading habits as well as the discipline to trade consistently. This may sound similar to a fitness trainer, and in some ways it really is. You may possess excellent knowledge about nutritious food, when to eat, and the best way to prepare the food. You may even be perfect at executing the exercises that will ensure loss of fat and muscle building.
However, if you eat bad food and never exercise, you will not improve physically. Thus, you need to find that "drill sergeant" type of Forex Mentor who will push you to keep doing the right things to make money.
Finally, you want to move beyond the basics of the foreign currency trading and learn the more advanced techniques that will sustain you. Most people likely have the ability to learn some of the beginning steps that will allow them to make a modest amount of money in this trading market.
However, the higher level strategies that will allow you to earn a substantial income, not just once, but literally at your will and discretion will be the main ingredient that separates your time spent with a Forex mentor versus time spent reading a book, or watching an explanatory DVD.
If you really want to jump start your investment in the foreign currency exchange market, seriously consider finding and hiring a Forex mentor. It could literally change your world.
"Debt settlement is something, which is usual and really common. You just have to sign an agreement with the association to settle down the debts on a particular amount of money that you have assigned to pay off. Lenders have been doing it for quite a while but the modern banking strategies have given it a new form and function. Banks these days have separate accounts and departments for such purposes and they assign different negotiators who contact deliberate customers and clients on regular basis."
Email: policydeal[at]gmail.com
Name: Amanda
I'm submitting whole article for u...
Family Cyber Security
One strives to keep his family safe and protected in every possible way. Risks involved in Internet are sometimes dangerous than those of real world. So it becomes very necessary on our side to be vigilant and cautions all the time. This calls for the presence of cyber security to nullify the dangers involved in Internet.
Cyber security is not a one way road. It not only allows your family from the dangers involved in Internet but also ensures that your computer is safe from your family. Just by altering the ways we use our computer will enable us to stay safe and secured from online dangers.
Kids are usually speculative and curious about all the things that they find new and interesting. So, as a parent it is your responsibility that your kids is able to learn about new technology but at the same time you also need to take care of all the safety measures. You need to balance out the things for them. And try to keep your kids away from the things that you think might be misused by your kids. At the end of the day, it is the safety of your kids that matters you the most.
Your kid must be using internet to work on his homework or project and for playing online games. But due to the lack of knowledge, children might land on to some porn web sites which might infect your computer with dangerous virus and worms. This might even infect the files on your computer leading to permanent data loss.
This might happen with your kids also as it is not a rare accident. And your children might not happen to tell you about the whole incident fearing of the punishment. Internet has become a huge platform for the people who look to cheat people. One can keep his identity unrevealed on Internet and this fact encourages him to deceive people on Internet for their profits. Even well educated adults fall prey to such online predators.
Below are some of the ways which will help you to protect your family from cyber dangers:
Stay with your kids while they spend time on Internet
Make sure that you stay with your children while they are using Internet. It might not be possible for all the parents to get involved with their kids while they are on Internet. But you can keep an eye on your kids’ Internet usage. You can view the history to check the web sites they have visited. Also ensure that your kids do not involve in activities like sending emails and chatting with strangers.
Educate your children about the online dangers
It is necessary to educate your kids about all the risks and dangers involved in Internet. Once they get to know such facts, they will be more vigilant and careful. Make them clear of the sites they should visit and sites which are not meant for them. Do not frighten them but set limits to their Internet usage so that you can keep things under control.
Name Vishnu
E-mail vrisnow@gmail.com
The Dark Side of Forex Trading
Without question, Forex trading is a very difficult subject to master and you can easily lose your entire budget quite quickly unless you exercise extreme caution. I will attempt to correct this by showing you how to design your own Forex Trading System carefully and under control so that you do not risk money that you can ill-afford to lose.
must warn you that this will not be a quick fix and will require you to do some work. However, this approach is surely much better than mindlessly gambling in an uncontrolled fashion.
As the Forex requires an extensive study, I will do this by producing a course consisting of a significant number of articles, one of which will be posted daily on DailyForex.
Name: Utkarsh Gupta
Email: robykakarot@gmail.com
Many of us want to have our own house, but still we have some classical problems. We still don’t have enough money to get the house. We have some savings but still it’s not enough to buy our own house. For some people, they would have to wait for so long to be able to buy their own house. Well, actually, you don’t have to wait for so long to get your own dream house. You may search the home loans and you would be able to pick any house that you need. Within some short times you could live in the new house.
Email : greatermushasi@yahoo.com
Name : Adi Yulianto
Business advantages of online forex trading
Everyone is aware of the tremendous potential of the forex trade in the world of trading. Forex trading is one big platform that provides you with possibilities of making huge profts. It stands out as one of the biggest markets of the world with the minimum daily trade of over US $2 trillion. Forex market is one trading market with high volume of trading and huge liquidity. Further it can be accessed from any part of the world for trading.
Name: Chirag Suri
Email ID: chirag.suri01@gmail.com
Corporations and individuals in many nations, citizens of European nations and the U.S. in particular, are becoming increasingly alarmed at the intrusiveness of their governments. Contrary to the popular press’ ignorant mewlings, tax avoidance (which they always confuse with tax evasion, which I think they do purposefully), is usually NOT the major motivating factor in the decision to seek safe harbor for one’s assets in a “tax haven.”
Because the desire for privacy and the desire to keep what they have rightfully earned IS the major motivating factor, we should really begin calling them “Privacy havens.” People have worked hard, and played by the rules, their entire lives only to see the fruit of their labor threatened. The best alternative people can see is to move their assets offshore to countries that still respect privacy and private property rights.
The Republic of Panama has long stood out as an offshore privacy haven and financial center. The ability of non-residents to own bank accounts, Panama Corporations (IBCs), Private Interest Foundations and to use other privacy methods creates a business-friendly and investor-friendly environment. Panama has never taxed non-resident income and Panamanian courts have a solid record with regard to respecting private property rights.
Panama is currently seeking to strengthen trade relations with the U.S. and there is speculation that Panama will be asked to become more transparent in its banking practices. Global initiatives in the enforcement of banking transparency will likely mean that Panamanian banks will begin to co-operate in tax evasion investigations. Tax evasion through the ownership of non-declared bank accounts is rapidly becoming a thing of the past; anyone who tries this is likely to be caught, fined, and perhaps jailed.
I recommend that persons with undeclared bank accounts take immediate action to legitimize their situation.
Even if Panama does yield to some of these pressures, the culture of privacy that still allows anonymous corporations, controlled only by bearer shares, is not likely to vanish; the culture that welcomes foreign capital will not disappear. Panama will still have a lot of attractive qualities in international tax planning and asset protection strategies. In 1995, the Panama Private Interest Foundation was created in law, based on the European asset protection tradition of the Liechtenstein 'Anstalt' or Family Foundation.
With a little planning, you can utilize one of the greatest privacy strategies in existence – ignorance! What someone does not know, they can not reveal. The privacy elements in the law allow a Foundation to be structured such that no record about the client or beneficiary is held in Panama. Even in the unlikely event that legal force such as a court order is rendered, the nominee director has no information of value.
Keeping the Foundation, the assets, and the records in several different jurisdictions adds layers of privacy. The topics of layering and jurisdiction shopping are complete discussions in themselves.
In summary: We feel that even though the banking climate is changing, our clients will still be able to use Panamanian offshore investing and banking services as a means of legally protecting what is rightfully theirs well into the future.
ponsomnium@gmail.com
I can write effectively on a variety of Financial topics, I have many high end clients for my articles, and I am fully aware of SEO and how to target articles for adsense and search engines. Hope to hear from you.
Name :- Ankit
Company Name :- Wisden Writers Pv.t Ltd. ( www.wisdenwriters.com )
Email :- info@wisdenwriters.com
Sample Of Past Work
Ford’s sales catches up, but still wait and watch
As the US government supported ‘clunkers’ program came to an end, encouraging signs are emerging for troubled US carmaker Ford Motor Company.
Till some days back, the company was high above in the list of top-10 stocks, one should never buy. But now with the US government’s relief program it seems that the situation is changing for the Detroit company.
Amidst economic meltdown, Ford was the only carmaker in US that steered itself of bankruptcy and emergency federal funding.
And it was the ‘$1 billion clunker’s’ program with which the company made a turnaround. According to this program, existing Ford customers will get an incentive if they want to exchange their monstrous gas guzzlers with brand new fuel-efficient cars.
Recent figures have shown that due to this program, Ford’s sales rose by 17 percent last month. The increase in sales was the second consecutive in two months, Ford said in a statement Tuesday.
The carmaker revealed that there was also an increase in its F-Series pickup trucks. It happened for the first time since October 2006, and signs are encouraging that the US economic is in its recovery stage.
Ford said that it had sales of all its brands increased to 182,149 in August, as compared to 155,690 vehicles last year. Due to the ‘clunkers’ program, Ford’s July sale rose by 2.3 percent.
Sales of Ford Motor’s premium brands like Ford, Mercury and Lincoln increased by 16.8 percent to 176,323 units. The carmaker said that there was also an increase in the sales of Volvo, which saw a hike of 24.8 percent to 5,826 vehicles.
The company said that it is witnessing a steady decline in sales of SUV, which slumped t0 33.7 percent while sales of trucks and vans increased to 12.2 percent.
From Ford’s stable, the biggest hit has been its Focus compact cars. A record 25,547 Focus cars were sold in August and the figures were 56 percent higher than last year’s figures. The Focus was also the highest selling car in the ‘clunkers’ program and customers are moving to more energy efficient cars.
Ford strongly feels that the numbers would improve by the end of the 2009 and feels that nearly 12.5 million cars would be sold next year as consumers will get to buy more since the pressure on spending is likely to get eased.
Despite the increase in sales, Ford’s stocks dipped to $7.24, down by -0.36 percent. But with the sales expected to become stronger the stocks are also going to improve, but it would surely need some time.
My previous work sample:
Forex Trading
The Forex Market is well thought-out as the largest exchange market worldwide. Forex Trading is gaining a seemingly implausible popularity over the globe primarily because there is a high probability of making huge profits. Whether you are a novice or an experienced trader, without having a sound knowledge about the Forex Trading strategies, you will be definitely floundering in the dark. Being illiterate about forex trading strategies is like a blind individual trying to cross a hectic intersection without anybody to direct him.
Are you still wondering on why a strategy is required? Well, read on to find the answer.
Strategy guides you into the ideal path:
It is necessary that you be consistent when you become a dealer. Have a routine and work based on this routine. Follow your routine diligently and you will be surprised to see yourself having a better shot for being successful. Do you need to frame that routine? Absolutely not! A fine Forex Trading Strategy will provide you with a routine. This in turn will help you assess your success and determine what you have achieved on that day. You may not get consistent results and achieve your desired goals unless and until you have a routine. Having a strategy will help you inculcate yourself into a business mindset and also bring in a sort of professionalism to your trading.
Strategy helps to minimize losses:
Well, foreign exchange market will hold least attraction who an individual who is unprepared. Without gaining a sound knowledge about Forex Trading strategy, you may not be able to earn a profit, and you may bound to get frustrated. Blind trading with currencies will push you into the soup. Well, lack of strategy is equivalent to financial losses. Hence, to reap huge benefits out of your investments, make sure to formulate a good strategy and follow then regularly.
Strategy helps you enhance your trading skills:
In the currency trading market, newbies are prone to make errors since they invest only small amounts of money. Being an experienced trader, you will have only negligible chances of making errors. However, you can avoid yourself facing even minor errors by mastering yourself with a forex trading strategy. This will in turn help you enhance your trading skills and hone it to flawlessness. Set a plan for your work and based on the situation you come across, modify it accordingly.
The requisites of a good strategy:
Once you know how important it is to use a good strategy, you also need to know its essentials. A good strategy helps you identify your goals and turn them to be realistic. It will help you improve your trading skills significantly and have a good transaction with the Forex Market. It also helps you in hectic situations to decide on the amount of capital you can afford on each transaction. With all these benefits, it is important that you implement a better Forex Trading Strategy and reap huge benefits out of your investments. Implementation of forex trading software will aid in knowing more about forex trading online.
Name: Surya
Email: saroa_20@yahoo.com
my email Id is :-mukeshgbg@gmail.com
and you can see my sample work here at
Name - parthiban_chintu
Email - ahgayatri@gmail.com
Hi i currently don't hold any samples on forexing. I am submitting an article on outsourcing.
Pros and Cons of Outsourcing
Background
Outsourcing typically follows the DIVIDE AND RULE policy that was declared best by Adolf Hitler. Outsourcing normally refers to a subcontracting activity like form filling, data entry, product analysis and reviewing to a third party company. Every company cannot afford to have experts from all fields as part of their workforce. There might me supplementary jobs( not related to the major role of the company) like payroll processing, data entry, billing etc. Outsourcing suggested that these so called non-core jobs that are not part of the company’s functionality can be handled by other companies who have specialists in those areas. These companies can handle the work more efficiently and cost effectively using the specialized tools and specially trained personnel
Pros of Outsourcing
• Cutting down on the whole cost of the business
• Faster turnaround time owing to the splitting of work.
• Achieving operational expertise in every process.
• Offers better focus on the core business functionalities as the non core functions are taken care of by the subcontractors.
Cons of outsourcing
• Quality risks could be posed by the subcontracting company who are not necessarily of the same standard as the outsourcing company
• Outsources might lead to stagnant labour within the outsourcing company.
• This might bring the company to a rigid stage.
• Security issues faced could be the biggest problem when you outsource as the subcontracting company would essentially have access to all your sensitive data that they work with.
Conclusion
The greatest product of the outsourcing concept is the increasing globalisation around the world. The challenge of outsourcing becomes even tougher when outsourcing takes places between dissimilar countries. This notion of offshore outsourcing involves various factors like culture, language and distance.
Thanks.
Name: Kunal Shah
Email Address: mac.willsmith@gmail.com
My article is both combination of Internet Marketing as well as financial.
Internet Marketing:
Internet Marketing, which is known by other names like e-marketing or online marketing, means marketing on the internet. Internet Marketing has been gaining growing popularity because of its unlimited reach, low-cost access & promotion, and the time factor. In other words, it is a process of business promotion and expansion using the Internet platform, as it helps connect with a global audience. Internet Marketing has become more prevalent and an important strategic move for almost every organization today, because of its interactive nature.
The concept survives and succeeds because of the internet's technical and creative possibilities. It includes sub-concepts like banner & text advertising, search engine marketing, e-mail marketing, viral marketing and affiliate marketing. Internet Marketing is not the mere creation and promotion of a website, but is a serious business strategy component, which aligns a business' vision with the medium's potential.
A noteworthy benefit that comes along with Internet marketing is access to information. Internet is a haven for information, on just about anything. Besides, Internet Marketing helps in reducing costs as there is no need to use promotion tools and hire a sales agent. In fact, the internet can do the job of an entire sales team. Besides, the global audience not only results in more sales, but expansion of the business if the aim of the game is to play it over a longer term.
Internet Marketing, for now, is the fastest growing form of media. Also, the Web 2.0, as we know the web today, is helping businesses grow with interactive features like Social Networking, Online Dating, Business Networking, etc., and a new wave called Web 3.0 is coming soon.
Self-Directed IRA and Real Estate Investment
By the passing minute, more and more people are purchasing property using the self-directed IRA money they have. Some argue that one is prohibited from withdrawing money from their IRA account and investing it in real estate. However, many IRA custodians defend that it’s not the complete truth and there’s no prohibition on property purchases.
However, real estate investing is no child’s play as a lot queues up in the investment procedure. It sure results in high returns though. There might be a need to maintain the property with care, but that takes time and money and eats up one’s profits. Besides, real estate deals take some time to be finalized upon.
More important is to ask yourself if this is where you really should be investing, rather than pondering over IRS’ permission for such an investment and transaction. Consider other options like the stock market, where the returns are fairly high as well. Better yet, keep your real estate investment as a part of your portfolio. If you’re left wondering, here’s a suggestion – It’s always better to discuss your money with a financial consultant.
Let’s take a look at the brighter side though. In an IRA investment, combining your knowledge of the real estate market and the features of a self directed IRA will help you in many ways, one of them being reduction of taxes. Your experience and knowledge with regard to real estate will be the main factors that will decide the return on your IRA investments. The better part is that IRA investments are not dependent on factors that govern the stock market and can hence be less risky.
Hello, my name is Aamer and I am posting a smsample articles about postcards. My email address is aamaam1988@hotmail.com
Postcards - Effective Tool to Promote Your Business
Despite all the technological advances that the human civilization has achieved, there are still some old and lovable traditions which are well in use. Use of postcards can be traced back in history when there were insufficient means of communication, and people used to show their love and affection to their loved ones living hundreds of miles away by sending them beautiful postcards.
Postcards are sent to loved ones in order to commemorate and celebrate the joys of a special occasion. The occasion can be of public nature like Christmas, New Year or Easter, and at the same time of private nature like wedding anniversaries and birthdays. With the passage of time the use of postcards to share happiness and joy has increased, and consequently the postcard printing industry started organizing their services. Nowadays specialized postcards designed for a specific event are easily available in the market, and we do not have to spend time in finding one of our need.
Many professional postcard printing companies and businesses have emerged and provide stylish and well-designed postcards on special orders. Whenever, someone is organizing a wedding ceremony or a private family party, elegant postcards are used to invite prestigious guests. Owing to their immense popularity and effectiveness, businesses and large companies also utilize postcards to promote their products and services. Marketing is an important aspect of every business, and entrepreneurs leave no stone unturned in order to promote their new products before launching them into the market. Postcards turn out to be a cheap and more effective way of marketing as compared to some of the other conventional techniques.
In fact, the use of postcards has become so frequent that businessmen have to employ certain strategies while making use of postcards. They keep the target market in their minds and hence, ask the printing company to design the postcards accordingly. Keeping the creative element in the marketing campaign is most essential, and apart from the words, the looks of the cards also affect the minds of the readers.
Postcards of different sizes are also available, and using the appropriate size is also useful in catching the attention of the customer. These frequent variations in the design and size of postcards can successfully help you in creating demand for your business. In order to effectively promote your business, it is required that you should take the help of a professional postcard printing company that provides cheap postcards and do not compromise on quality. By making an online search you can get information about several credible printing companies through their websites; you will also find loads of useful information about the designs and rates they offer. Not only that, you can even give your order through their website which will save you much time.
This wonderful tool has been in use for many years both for sharing feelings with loved ones and for promoting business among customers, and as time is passing people are finding new uses of postcards.
Name: N Ali, Email: nayab717@yahoo.com
Sample work already published online.
Why Budget Fails
Making a budget is the best way to get an insight into your financial activities. How much you earn, how much you spend and how much you keep aside for saving or investment? All these questions are needed to be answered if someone really wants to avoid financial worries. A realistic budget is enough to answer all these questions and to avoid all such problems. But unfortunately, for some reasons people complain that their budget failed to yield expectations. There must be certain lacking factors which causes to fail a budget rather than making it achieve financial stability. Let's have a look at those factors.
First of all making a budget is rather a boring job for many people. They want a flexibility and freedom in spending their money, while a budget seems to be strict financial obligation which can limit their spending habits and leave little chance for making extra purchases. This lack of interest breeds a lack of commitment. If due to bad credit score or declining financial status someone have to prepare a financial plan, then lack of commitment becomes the first hurdle to make it a success.
The second important factor behind a budget failure is having an unrealistic approach regarding your earning and expenses. People try to make and follow an ideal budget which can put their debt off and can improve their credit history overnight, which could be a sweat dream not a reality. Making a budget which does not suit the actual state of finances merely remains a simple piece of paper with some routine calculations. So it is important to have a clear picture of your possible earning amount and indispensable expenses while making a budget. Remember an ideal budget is what helps you get out of tight financial spots gradually and make you reach a stable financial position without disturbing your essential expenses.
Next factor in this line which could possibility hurt this financial plan is rigidity or inflexibility in its nature. It means people make a list of all possible expenses and allocate money to them but leave no place for emergency expenses which could happen anytime. Therefore in case of any emergency including unexpected get together, guest coming, ailment or an accident such inflexible budget fails to keep pace with such situation. So it is essential to make a flexible budget which not only proves to be viable tool for maintaining your financial stability but could accommodate emergency expenses as well.
Overview of Islamic Banking
Islamic Economics
Islamic banking is based on the principles of Islamic economics — an economic framework in accordance with Islamic law (Sharia'h).
There are two types of Islamic economics:
Caliphate , the Islamic form of government representing the political unity and leadership of the Muslim world (Islamic political framework)
Assuming the political framework is non-Islamic, therefore, seeking to integrate some prominent Islamic tenets into a secular economic framework
Caliphate is the absolute Islamic rule, thus the economy focuses on distribution of resources in order to meet the basic and luxurious needs of individuals in society, and the state has a clear role in policing, taxation, managing public assets, and ensuring the circulation of wealth. Such a political framework in its true form does not exist in today's world.
Assuming non-Islamic political framework simply proposes two main tenets: no interest can be earned on loans and socially responsible investing. This is the way conventional banking is Islamized—the first step towards an Islamic economic framework.
Modern day Islamic scholars and academics have developed various modes of Sharia'h complaint financing that are designed to work within the prevailing capitalist economic framework. In order to achieve this balance numerous concessions have been afforded to financial institutions that would not apply if a viable interest free economic system existed. The intention behind making these concessions is to encourage the evolution of this type of alternative system.
Islamic Banking
Islamic banking refers to a system of banking or banking activity that is consistent with Islamic law (Sharia’h) principles and guided by Islamic economics. In particular, Islamic law prohibits usury, the collection and payment of interest, also commonly called riba. Generally, Islamic law also prohibits trading in financial risk (which is seen as a form of gambling). In addition, Islamic law prohibits investing in businesses that are considered unlawful, or haraam.
Islamic finance has been gaining momentum on a global scale for the last 30 years.
Many Islamic Banks have sprung up over the last few years. These changes are occurring both in Muslim and in western countries, and are driven by a global trend amongst Muslims to become more observant of their faith. It might have been the reason why Islamic Banking emerged, however, today Islamic Banking is sought by Muslims and non-Muslims due to the benefits it offers.
Industry size is currently estimated at more than $400 billion, with projected growth of 15% per annum.
Financial institutions around the globe are trying to keep pace with the growing demand for Sharia’h compliant products and services.
MUHAMMAD EJAZ AHMED
cpricon8570@gmail.com
name: Prabal Vikram
email id- prabalnagpal@gmail.com
RETIREMENT PLAN
Retirement - a switch to 6th phase of life. Now daughter is married, my son is settled earning huge packages in MNC, by God grace I have my own ‘home sweet home’! In short no worries. I don’t have to go to petrol pump daily, my phone balance! does not need to be recharged again and again now. No application for leave need to be granted by my boss. But is that really true? Perhaps, the income factor is not considered. The income we used to earn is not equal to the income after the retirement. The prices of commodities in the market are rising as the global warming on the earth. There are possibilities of having depreciating household budget. At present scenario, the things are not as simple as they used to be. After retirement too your car needs petrol, it cannot be run by water!! Moreover, what about Electricity Bill?
Now, the subject needs to be reconsidered. Meaning thereby, we need to plan it somehow to survive or sustain the retirement period. Planning doesn’t mean straining our nerves to think about future prospects. It is rather thinking in optimistic manner to take some simple steps which leads to a secure future. We have to think in a better manner. A single rupee spent today may yield another rupee and also it might get depreciated too. At present, we have to think keeping in mind the consequences it may arise. ‘Savings’ it is the only key resource which nourish your back bone in your 6th phase of life i.e. retirement period. We need to save a bite from our income to neutralize the coming period.
Pension – a basic resource on which every retired being relies. A self attained fruit of our hard work of whole life. But, is this income enough for our future needs? Needs never end up! They will keep on increasing with your age. Yes, we have Provident Fund too, our own money. We can start a new work with it. A new source of income can be established according to our own interest. Provident Fund can sustain our life by giving it a direction after retirement. However, there are several schemes in the market, which pay sufficient interest to senior citizens. We can purchase a property too, but in our last phase of life we need money to spend we do not the virtual money which is bound in the shackles of bricks. Reclining on a chair, holding a chalice, crossed legs on the table with our life companion sitting next to us – seems quite pleasant life.
Basic Home Equity Loan Information
Keyword: Basic Home Equity Loan
Words: 300+
Email: coolgirl.ann4@gmail.com
Home equity loan information are available from various sources. These type of loans, also known in some circles as HEL (because of its initials, not because of the loan itself), are loans based on the value of a property. Sometimes, they are also referred to as "second mortgages" due to the similarity of these kinds of loans to a mortgage. There are two kinds of home equity loans: open end and closed end.
When times are rough, we are often forced to improvise. From having a garage sale, to digging into saving accounts and filing for a loan, we have to find a way out of emergency situations. There are some options that might be more suitable than others in our particular case; this is why we must always explore our options before making a decision.
Closed end home equity loans are those that provide only a one time loan over the property appraisal, without the opportunity to ask for a second loan. The benefit of a closed end equity loan is that it usually carries a fixed rate and can be taken up to amortization rates of 15 year periods at a time.
An open-end equity loan is also called an equity line of credit. This kind of loan allows you to pick a time and amount for the loan with your property as collateral. A period of up to 30 years can be taken and as a rule, have an interest rate that is variable.
Some of the fees that come with an equity loan or equity line of credit can be originator, appraisal, title, stamp, arrangement and closing. Always be sure to read the fine print on every loan you ask for, sometimes these fees are not specified verbally and can sneak up on you. On the bright side, home equity loans and home equity line of credits are tax deductible.
Before considering this type of loan, always have in mind that it is your house what is in line. If you have unexpected trouble or fail to make payments on time, the document that you have signed basically reads that you have given up ownership of your house in exchange of the amount borrowed. Always weigh every possibility, option and unexpected situation before immersing yourself in the world of loans.
email id- prabalnagpal@gmail.com
HOME INSURANCE
We build a house but it becomes home when we start living in it. Surety of anything is a myth. So why not our homes are assured?
Home insurance quotes for a single individual who is willing to live peaceful life, it is a value-added-service by insurance companies which ensure our household commodities. The world of today is not as it used to be. Thefts, calamities which cover fires, storms, are indeed probable. We need to think about the future, meaning thereby we need to get our homes assured from now onwards. It quotes that our home is covered from each and every happenings as well as mis-happenings.
Moreover, it quotes that the cost of home insurance premium is very less. Its just like spending a penny for a genuine golden peace of mind. It covers all the household items, it includes all the catastrophic effects as well as natural calamities. When a tree fall it does not look at the things beneath it. Thus we need to cover everything to ensure that we will be able to withstand the consequences. The insurance covers every single brick to our LCD home theater. A person establishes a house for his family, is it not his/her responsibility to assure his family about the coming future? It is quite alarming that the house owners of today neglect the home insurance and look forward to get their vehicles insured first. Consider the fact that they live at home more than their car i.e. home is more precious and needs more attention. There are sufficient chances of thefts.
We need to pay a sum which is just equal to 1% of total house hold good price and in return we get primarily satisfaction and moreover a liability to go for outing with our family. Home insurance quotes even for an individual who has a rented house. A person can even go for covering of only house hold items or goods which include their jewelery, computer parts, electronics good etc.
It is also recommended that people residing in those areas which are frequently prone to thefts should get their home insured. Moreover, home insurance quotes for a company or an enterprise too. A company or an enterprise are build up by group of individuals, it is keen responsibility of the head that he should get the commodities insured. Summing up the merits thereby robust the reason to get the home insurance where outcome will definitely lead to nothing but yes! a peaceful mind indeed, a better and secured place to live and that is what we wish to achieve. We can call it a choice of practical person.
email-prabalnagpal@gmail.com
PROPERTY CASUALTY INSURANCE
Property Casualty Insurance, a very dynamic field of insurance. Casualty itself means something unusual. There are certain cases when our property meets some unusual loses. Our car, home, vehicles are all our property. We are known to the fact that, it happens many a time, a car meets an accident, which indeed an unusual and sudden happening and causes lots of damages and adverse effects to the car. Don't you think to avoid such property casualty risks we should get them insured? For such people who think practically there are lot of schemes running in market, one of them is Property Casualty Insurance. Now a days, Insurance appears to be a greatest necessary to ensure peace of mind, Property Casualty insurance is also a perfect scheme for an individual to ensure and protect his/her property to withstand such loses.
This kind of insurance protects our directly or indirectly purchased assets against the losses of various kinds. The loses can be sudden or may be in intervals of time. As already an example is cited about the car damage, in such cases the property is damaged or harmed and the loss can be recovered by claiming the amount that consumer had to pay. There is a mis-concept in minds of people that home insurance covers each and everything but when sudden thefts take place the insurance companies responses are usually unexpected. The property insurance sums to 42% of the complete amount structure of the entire house.
There are some perils, which causes sudden loss. The theft and fire are causes of such lose. The intervening companies which ensure the property cover the property in several ways namely R-C Basis and A-C-V basis. The R-C basis is replacement cost basis that gives the complete money to the policy holder, as far as A-C-V is concerned; the coverage is totally on the basis of the physical depreciation of the item which is under consideration. People, who are interested in the scheme which gives them complete value of the thing, should opt for the separate policy.
Howsoever, the Property Casualty Insurance includes both A-C-V and R-C schemes that are totally dependent on the type of accidents. The damages often include medical benefits too. As per today’s need, the things once made are not easy to establish again and again thus it is recommended that such insurance schemes must be adopted to save the wealth for future, and also being protected and sure.
email- prabalnagpal@gmail.com
WHY INLAND MARINE INSURANCE?
Ocean voyages are perfectly filled with various haunting calamities. Inland marine insurance has typically become an indispensable need of the merchants or transporters who spent their lot of money/income to expand their business through ships. Cargo (goods carried or transported through ships) is in great risk without any insurance. Now, more than 75% of the companies are opting inland marine insurance schemes. Transporters who wish to plan or expand their business in marine industries are recommended to ensure their goods.
Inland Marine Insurance also covers the Cargo Insurance. Earlier, it was able to cover only 33.3 % of the insured liabilities. That is why it was called as 3rd party insurance. But as per new policies it covers adverse liabilities related to cargo, bunkers, freight etc. Meaning thereby, it covers fire, shipwreck etc. It covers the risk of inland waterways too. There is very large need to cover the losses related to inland waterways as they are the most efficient way of transporting goods and moreover the losses related to them are also very high. They cover canals and rivers which indeed are glossy transaction and need more concern. The act of inland marine insurance was given in 1963 and till now no drastic up gradation has taken place accept the coverage up-gradation has been given.
There are various clauses that must be fulfilled by the person indulging in these insurance schemes. Such as, age limit of the vessel, vessel class and many more. The class of vessel is quite necessary to know as it describes the seaworthiness of the vessel. Companies who want the complete insurance can go for the “All Risks” policies which cover war and strikes like calamities too. The large scale companies can opt these schemes as they can afford and the goods they transfer is also based on big assignments. Also, they have hundreds of transactions of material through sea which is affordable in such cases.
There seems to be no loss in such policies as there is high saving in the premium that is only charged on the sales turnover. Moreover, the goods are in huge quantity, which indeed is a plus point as it simply lowers the risk of transportation. Thereby we can say that an Inland Marine Insurance is mandatory for a transporting company as the voyage in an ocean can break any shackles to destroy goods. It is recommended that companies should adopt such policies to perform risk-free transactions.
this one is free from any sort of errors.
For more articles on banking and forex::
email id- prabalnagpal@gmail.com
HOME INSURANCE
We build a house but it becomes home when we start living in it. Surety of anything is a myth. So why not our homes are assured!
Home insurance quotes for a single individual who is willing to live peaceful life, it is a value-added-service by insurance companies which ensure our household commodities. The world of today is not as it used to be. Thefts, calamities which cover fires, storms, are indeed probable. We need to think about the future, meaning thereby we need to get our homes assured from now onwards. It quotes that our home is covered from each and every happenings as well as miss-happenings.
Moreover, it quotes that the cost of home insurance premium is very less. It’s just like spending a penny for a genuine golden peace of mind. It covers all the household items; it includes all the catastrophic effects as well as natural calamities. When a tree falls it does not look at the things beneath it. Thus we need to cover everything to ensure that we will be able to withstand the consequences. The insurance covers every single brick to our LCD home theater. A person establishes a house for his family, is it not his/her responsibility to assure his family about the coming future? It is quite alarming that the house owners of today neglect the home insurance and look forward to get their vehicles insured first. Consider the fact that they live at home more than their car i.e. home is more precious and needs more attention. There are sufficient chances of thefts.
We need to pay a sum which is just equal to 1% of total house hold good price and in return we get primarily satisfaction and moreover a liability to go for outing with our family. Home insurance quotes even for an individual who has a rented house. A person can even go for covering of only house hold items or goods which include their jewelry, computer parts, electronics good etc.
It is also recommended that people residing in those areas which are frequently prone to thefts should get their home insured. Moreover, home insurance quotes for a company or an enterprise too. A company or an enterprise is build up by group of individuals; it is keen responsibility of the head that he should get the commodities insured. Summing up the merits thereby robust the reason to get the home insurance where outcome will definitely lead to nothing but yes! a peaceful mind indeed, a better and secured place to live and that is what we wish to achieve. We can call it a choice of practical person!
name-moneynissan
mail id-nissan1313@gmail.com
here is my sample of article.
Commodity Forex Online Trading
You will be surprised to know that the biggest trading market in the world is the commodity forex online trading and the size and volume of this trade is much bigger than the New York stock exchange. So what is a commodity and how is it sold online? Bonds, currencies, energy, interest rates, housing futures, S&P stock index, NASDAQ and Dow, grains, oilseeds, livestock, metal are some of the commodities that are traded online.
The commodity forex online trading is also referred to as FX, Spot FX and Spot. The biggest reason why this form of trading is so popular is that there are no restrictions based on the geographical location of a country. It can be said to be a trade without boundaries and this sales of over 3 trillion dollars a day it is also the fastest growing trade in the world.
There are a lot of challenges involved in this form of trading and the traders who do trade in it need to have an in depth knowledge of the various economies of the world to be successful. The traders also make us of software which is available to help them make good financial decisions.
You need to follow trends across the world and this will give you the edge to become a successful trader of commodities. This form of trade which was earlier restricted to only banks have gained a lot of popularity in the past few years. A number of investors are looking at it as an alternative form of investment.
Knowledge is the key deciding factor in this form of trading. You can either trade on your own or have a professional commodity forex trader help you plan your investment decisions.
There is plenty of money that can be made in this form of trading but just like all forms of trades there are risks associated and one need to look into all aspects that affect that affect this market and then make the decisions in a systematic manner.
Technology has also played a major role in the commodity forex online trading becoming so popular. The internet and cell phone have to a large extent brought the entire process of investing to people literally at their doorsteps.
All that one needs to do is to gain knowledge about the various commodities that comprise the market and the factors that could affect their upward or downward movement and trade accordingly.
The financial markets are said to work under what is known as the Chaos theory where random looking results and possibilities are not actually random and have a set pattern associated with it. The commodities market is no different from this and the market price movement is usually dependent on a small component.
The stronger the currency of a particular country the better will be the trade and as the trade is usually done in pairs of currencies it would be ideal if one can understand the socio, economic and political considerations that govern the trading pattern.
The future of trading will be in commodity forex online trading as new technologies will open more avenues and with the economies across the world coming out of recession this could be the next big opportunity for people all over the world.
Name : Dipal Shah
Mail ID : dear_dipal@yahoo.co.in
SAMPLE OF ARTICLE:
What is Loan?
Loan is an agreement in which a lender gives money to a borrower. Borrower is agreed to pay money with rate of interest with a specified period of time.
Loan is helpful to those who want money in bulk. Loan may be of two types personal as well as non-personal loan. Personal loan may be either vehicle loans, home loan etc. and non personal loan may be business loan etc. You must decide which type of loan you want and how much interest you have to pay for your loan. What is the procedure to take loan is most important step to take any type of loan. You must be also aware from some other factors regarding loan. When you take a loan for long term you have to submit some important documents at the time of loan taken. Following are some important steps before any type of loan you take.
1. To know rate of interest of loan.
2. How many months require to pay loan?
3. Which type of loan is suitable to me?
4. Do you like to take loan from bank or through finance company?
5. Is interest will calculate with reducing method of interest?
Types of Loan:
1. Education Loan: This is the loan which is taken for higher study program in abroad.
2. Personal Loan: This loan is useful to grow yoor business
3. Loan against property: This is loan which is good for you at the time of immediate money.
4. Laon against securities: When you need cash for bueinsee as well as personal purpose, you will get this loan within a few days.
5. Bank Loan: Most of the bank provides loan as a nominal rate of interest. Government as well as Private Banks both are provided loan with different types of interest rate.
6. Mortgage loan: How Much Mortgage Loan is good for me?
Achievements as well as Limitations of Loan:
1. When you want to start a new business loan is good for you.
2. If interest rate is low you will pay loan through various instalments easily.
3. If you have a local bank account, you will get easily loan from your local bank.
4. If you have good property in spare, you will take loan against these property also.
5. If you take loan with higha rate of interest, you have to pay higha amount as a interest.
Generally, in your forex training you always hear traders advise you to utilize the stop-loss option at all times. Stop-loss simply means you are instructing your broker that you would like to stop trading to cut your losses. For me, stop loss is not an option. You ask me why and how will I earn if continue on trading without a stop-loss phase. I believe that the big time traders force the market to go in specific directions to eliminate other traders in stop-loss positions. This is how banks make money in forex, they have to appropriate the monies f the other traders, thus eliminating all the stop-loss orders on the floor. Knowing this, why will I still allow the banks to succeed with their scheme?
Name : Samuel Brooks
Mail: sbsambrooks33@googlemail.com
Name: Pariventhan
Mail: parirnd@gmail.com
You should consider learning from someone that can teach you proper trading habits as well as the discipline to trade consistently. This may sound similar to a fitness trainer, and in some ways it really is. You may possess excellent knowledge about nutritious food, when to eat, and the best way to prepare the food. You may even be perfect at executing the exercises that will ensure loss of fat and muscle building.
name: awazie ngozi
mail: ngozichrist_bornsuceed@yahoo.com
The world is faced with several problems. Every day one sleeps and wakes up, we are exposed to risks. Some of them might be as a result people’s selfish interest, causing various criminal or illegal acts, thereby endangering the lives of others while others might be as a result of natural disasters such as hurricane, earthquake etc. or even risks or dangers caused by side effects from technological or rather scientific activities. The truth lies in the fact that life in itself runs a lot of risk man should bear. It is agreeable to say that some of these numerous activities endangering the lives of people can be avoided or averted. As a matter of fact, most criminal or illegal activities people engage in, comes as a result of the inherent or innate nature of man that is greedy and wicked. It cannot be argued or faulted that most of all these illegal activities such as human trafficking, migrant smuggling, drug trafficking to mention but a few are highly lucrative, though to the detriment of other lives. It is to this end therefore, that I shall be exploring of the problem of human trafficking and migrant smuggling. The problem of human trafficking and migrant smuggling are perennial problems that will require a long duration of time to solve...